Liability decisions following an accident at work claim the UK

The responsible party has only 3 months and 21 days from the date of the letter of claim, to agree or deny liability. If they fail to come to a decision in time they can be sued. The timescales are very tight but the insurers (who handle the claims for most employers) usually manage to comply with this rule and liability investigations rarely go beyond the three to four month deadline in simple cases.

If liability is disputed then that will lead to more lengthy delays and indeed a prolonged debate which may end up in court.

The employers insurers might also wish to raise allegations of contributory negligence whereby they suggest that a claimant was partly responsible because of his / her own actions for the accident occurring. This again, can prolong the liability debate.

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